Southern Fancy

Hope Town | Elbow Cay

The Heart of

Pastoral Life

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Jane Patterson

Presented At

$1,700,000

Bedrooms

Bathrooms

Living

1,182

SQFT

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Southern Fancy

Hope Town | Elbow Cay

Southern Fancy , Hope Town, CO, Elbow Cay, The Bahamas. , Hope Town , Elbow Cay

Southern Fancy

Southern Fancy is an enchanting historic island cottage nestled in the heart of the picturesque Hope Town Settlement on Elbow Cay, Abaco, The Bahamas. This timeless residence, originally constructed circa 1865, boasts a rich heritage spanning 158 years, a testament to its enduring charm and classic appeal. Restored and renovated in 1953, 1991, and most recently in 2021, Southern Fancy blends the character of its past with the conveniences of modern living, all set against the breathtaking backdrop of oceanfront splendour. The cottage is two-levels, totaling 1,182 square feet, and comprised of wood frame construction, wood siding, a solid concrete foundation, and three cisterns that can hold up to 17,000 gallons of water. The main floor of this island gem features a detached guest suite, complete with one bedroom and a full bathroom. Follow the breezeway to a spacious living area that provides an inviting atmosphere for relaxation, while the separate kitchen, admired by none other than Chef Jose Andres during his visit to Hope Town in 2019, is a testament to the home's innovative renovations over the years. Ascend to the second floor to discover a lovely bedroom and another full bathroom, offering privacy and comfort in equal measure. The property encompasses an expansive oceanfront lot spanning 11,863 square feet. Southern Fancy includes a neighbouring vacant 2,245 sq ft square foot lot, providing an opportunity for further expansion or a new project, as well as the invaluable addition of two highly sought-after dock slips in the protected Hope Town Harbour. For boating enthusiasts who have an appreciation for Bahamian architecture and history, this property is a must-see!

Gallery

3D Street View Tour

Property Location

Southern Fancy , Hope Town, CO, Elbow Cay, The Bahamas., Hope Town Elbow Cay

Local Weather & Climate

Hope Town, Elbow Cay

Current Conditions Updated recently

74 °F

Overcast clouds

Feels Like 75°F

Humidity 83%

Wind 23 mph

Visibility 2.4 mi

Sunrise 10:51 AM

Sunset 11:27 PM

5-Day Forecast

Wed 8 Apr

Rain

High 74°

Low 73°

Thu 9 Apr

Rain

High 72°

Low 70°

Fri 10 Apr

Rain

High 73°

Low 71°

Sat 11 Apr

Rain

High 73°

Low 71°

Sun 12 Apr

Rain

High 73°

Low 72°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Hope Town?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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$1,700,000

Southern Fancy , Hope Town, CO, Elbow Cay, The Bahamas.

Hope Town, Elbow Cay

2 Beds

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Market Opinion

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Our perspective on current market conditions in Hope Town. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $170,000,000 20% down ($34,000,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$14,608/day

Your home may appreciate while you sleep

$102,537/week $444,329/mo $5,331,942/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$93.5M

+$132.7M

$132.7M Potential Equity

vs $93.5M lost to rent over 10 years

$34.0M Down Payment Growth

3.9x

10yr

$132.7M

8.1x

20yr

$274.7M

12.6x

30yr

$429.4M

Wealth Comparison

×1,022

Equivalent to 1,022 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $429.4M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $200.2M +18%

Market $231.5M +36%

Optimistic $267.2M +57%

$132.7M est. equity

20 Years

Conservative $235.8M +39%

Market $315.3M +85%

Optimistic $419.8M +147%

$274.7M est. equity

30 Years

Conservative $277.7M +63%

Market $429.4M +153%

Optimistic $659.8M +288%

$429.4M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Southern Fancy , Hope Town, CO, Elbow Cay, The Bahamas have?

This house at Southern Fancy , Hope Town, CO, Elbow Cay, The Bahamas features 2 bedrooms with 1,182 square feet of living space.

What is the size of Southern Fancy , Hope Town, CO, Elbow Cay, The Bahamas?

This property offers 1,182 square feet of living space.

What is the listing price for Southern Fancy , Hope Town, CO, Elbow Cay, The Bahamas?

This property is listed at $170,000,000, which equals $143824 per square foot.

Is now a good time to buy a home in Hope Town?

Based on current market indicators, Hope Town shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Southern Fancy , Hope Town, CO, Elbow Cay, The Bahamas?

This is a house located in Hope Town, Elbow Cay. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: